Lahore: The Pakistan Credit Rating Agency Limited (PACRA) has reaffirmed the stability rating of the Alfalah GHP Cash Fund (AGCF), underscoring its low-risk profile and robust position in the money market sector. The Fund, as of June 2025, manages assets worth PKR 35.72 billion, with a focus on preserving capital while providing a stable income stream.

AGCF's portfolio is predominantly comprised of cash placements and Treasury Bills, accounting for 54.12% and 44.87% of net assets, respectively. The Fund is distinguished by its high credit quality, with 99.15% of its assets invested in Government Securities and AAA-rated instruments. This composition offers strong protection against credit default and ensures high liquidity.

The Fund's Weighted Average Maturity (WAM) of 29 days indicates minimal exposure to interest rate risk, making it one of the most conservative options in its category. This ultra-short duration profile provides a buffer against shifts in monetary policy, maintaining stability for investors.

PACRA notes that any significant changes in AGCF's investment policy or compliance with rating criteria could impact its ratings in the future. The Fund continues to maintain its position as a stable investment vehicle within Pakistan's financial landscape.