Karachi: The Karachi Interbank Offered Rate (KIBOR) has shown a slight upward movement across short-term tenors, according to data released by the State Bank of Pakistan. The data, dated July 9, 2025, highlights the bid and offer rates for various tenors ranging from one week to one year.

The one-week tenor bid rate is currently at 10.91%, with an offer rate of 11.41%. For the two-week tenor, the bid rate is 10.89%, while the offer rate stands at 11.39%.

The one-month tenor shows a bid rate of 10.83% and an offer rate of 11.33%. The three-month tenor, another commonly tracked rate, presents a bid of 10.80% and an offer of 11.05%.

The data also indicates that the six-month tenor’s bid rate is 10.77%, with an offer rate of 11.02%. For those seeking longer commitments, the nine-month tenor is bid at 10.70%, offered at 11.20%.

Finally, the one-year tenor shows a bid rate of 10.69% and an offer rate of 11.19%, reflecting stability in the longer-term outlook.

These rates are critical for determining the cost of borrowing between banks and can impact loan and deposit rates for consumers and businesses alike.