Karachi: The Karachi Interbank Offered Rate (KIBOR) has experienced a modest decline across all tenors, according to the latest figures released by the State Bank of Pakistan. The KIBOR rates, which are pivotal for determining lending rates in the financial sector, have shown a downward trend for the week ending July 7, 2025.

The data indicates that the one-week tenor saw a bid rate of 10.92 percent and an offer rate of 11.42 percent. This reflects a slight decrease when compared to previous figures.

For the two-week tenor, the bid rate stands at 10.90 percent, with the offer rate at 11.40 percent. The one-month tenor recorded a bid rate of 10.82 percent and an offer rate of 11.32 percent.

The three-month tenor showed a bid rate of 10.79 percent and an offer rate of 11.04 percent, while the six-month tenor had a bid rate of 10.75 percent and an offer rate of 11.00 percent.

The nine-month tenor was recorded at a bid rate of 10.68 percent and an offer rate of 11.18 percent. Finally, the one-year tenor exhibited a bid rate of 10.67 percent and an offer rate of 11.17 percent.

These figures provide insight into the current lending environment and are closely monitored by financial institutions and businesses for economic planning and forecasting.