Karachi: Bank AL Habib has announced the introduction of Roshan Mutual Funds, offering customers a range of investment options upon opening a Roshan Digital Account. The funds are designed to cater to different risk preferences and financial goals, allowing investors to make informed choices based on their individual needs.

Equity funds are part of the selection, focusing on stock market investments. While they offer potentially higher growth, they also come with increased risk due to market volatility. These funds may appeal to investors seeking higher returns and are comfortable with risk exposure.

Money market funds present a more stable investment route. Investing in short-term fixed-income securities, such as government bonds and certificates of deposit, these funds prioritize stability and liquidity. Although they offer lower returns compared to equity funds, they provide a safer option for risk-averse investors.

Income funds differ by focusing on generating monthly income. They invest in securities like term finance certificates, Sukuks, and Commercial Papers. This type of fund is suitable for investors who prefer steady income over capital growth, especially in fluctuating market conditions.

Additionally, all fund types are available in Shariah-compliant versions, ensuring that investors can align their investments with personal ethical or religious considerations. This aspect of Roshan Mutual Funds broadens their appeal to a diverse investor base.