Lahore: The Bank of Punjab has maintained its strong market presence, supported by the Government of Punjab's strategic backing, according to the Pakistan Credit Rating Agency Limited. The government involvement has enabled the bank to target high-impact market segments, enhancing its credibility and public trust.

Over recent years, the Bank of Punjab has achieved significant growth in the SME and agriculture sectors, doubling its SME market share to 15.6% from 6% in less than three years. The bank has led initiatives to support small businesses, women entrepreneurs, and rural communities, further solidifying its position.

The bank's digital transformation has resulted in a 95.3% increase in digital transaction volumes since 2022, with 75% of all transactions now conducted digitally. Initiatives like SME e-Qarza and government-backed programs such as the Kissan and Livestock Cards reflect its commitment to financial inclusion.

The Bank of Punjab's financial performance has improved, with a 41.9% increase in profit after tax, reaching PKR 11.9 billion. The bank's deposit base grew by 10.2%, with current account deposits increasing by 10.6% to PKR 391.8 billion.

Despite a conservative lending approach, shown by a decline in the ADR to 41.6%, the bank's equity base rose to PKR 98.2 billion, and its capital adequacy ratio stood stable at 17.43%. This solid performance underscores the bank's credit strength and strategic growth trajectory.