Karachi: JS Bank Limited announced its financial results for the year ending December 31, 2025, showing a profit before tax of PKR 6.191 billion. Despite a slight decrease from the previous year's PKR 6.366 billion, the bank experienced growth in total income and a strengthened deposit base.

According to JS Bank Limited, total income rose to PKR 40.313 billion, a 4% increase from PKR 38.644 billion the previous year. The bank's net interest income remained steady at PKR 27.149 billion, while non-markup income increased by 17% to PKR 13.164 billion. Earnings per share for 2025 were reported at PKR 1.36, slightly down from PKR 1.39 in 2024, with a profit after tax of PKR 2.79 billion.

The bank's balance sheet showed a 3% growth in total assets to PKR 655.64 billion. Non-remunerative deposits increased by 12% to PKR 222.12 billion, improving the deposit mix to 41%. Savings deposits expanded to PKR 204.27 billion, and term deposits were reported at PKR 117.11 billion, reflecting a strategic focus on liquid and cost-efficient products.

Operating expenses grew as the bank continued investing in personnel, technology, and infrastructure. Basir Shamsie, President and CEO of JS Bank, emphasized the bank's commitment to long-term value creation and investment in digital capabilities and customer service, stating that income diversification and securities gains have enhanced their earnings profile.