Islamabad: The Export-Import Bank of Pakistan (Pak EXIM) has maintained its entity ratings, reflecting its stable financial standing as it pursues strategic partnerships to bolster Pakistan's export sector. The bank's efforts include alliances with domestic financial institutions and the signing of memorandums of understanding with counterparts in Saudi Arabia and Türkiye to enhance trade cooperation.

According to The Pakistan Credit Rating Agency Limited, Pak EXIM's current income primarily derives from investments in government securities, with its core direct lending and insurance underwriting yet to commence at scale. The bank's Trade Credit Insurance (TCI) portfolio is concentrated in A-rated buyer jurisdictions including Germany, the UK, France, and the USA, focusing on established corporate exporters in textiles, footwear, and sportswear. To expand its risk-bearing capacity, Pak EXIM is finalizing a reinsurance treaty with the Islamic Corporation for the Insurance of Investment and Export Credit (ICIEC).

Despite being over-capitalized with total equity of PKR 21.6 billion and a capital adequacy ratio of 333%, Pak EXIM is poised to execute its strategic plan for 2026-2030, which includes diversifying its insurance portfolio and expanding SME participation. The bank aims to enhance its role in mitigating counterparty risk and improving market access for Pakistani exporters.